Mommy Pehpot

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Mommy Pehpot’s 24-Week Money Challenge + Giveaway!!

Inspired by the 52-week money challenge going viral on Facebook, I made my own money challenge..Mommy Pehpot’s 24-Week Money Challenge.

The 52-week money challenge does not work for.. err I usually have my allowance every 15th and 30th of the month.. that’s why my money challenge is set every two weeks.. every payday!

And to help me accomplish this money challenge, I’m planning to buy a coin bank today.. found some really nice and cute coin banks at Clipper Giftshoppe (san ba ang branch ng Clipper dito sa Pasig? Sarado na ang branch sa Ever Gotesco eh)

Who’s with me on this challenge?

Let’s have a mini giveaway!!!

I will be giving away 2 coin banks:

Design may vary but I promise it’s as cute as the one on the photo 🙂

a Rafflecopter giveaway

The giveaway will run until February 7 and will announce winner on the same day.. and to jumpstart your money challenge, I’ll be including 300 PhP on the coin bank for the weeks missed (January 15 and January 30), sure naman before Feb 15 nasa winners na ang coin bank nila 🙂

Comments

  1. Money saving tip the typical bamboo coin bank which I always have every year. The last time I opened it after a couple of days i had an accident that resulted to a fractured arm was able to use some of it. Thou my wife told me about the “bad luck” of the bamboo coin bank.

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  2. I also started this money bank I saw this post in my IG friends but like you I will opt for a 15/30 since it will be our sked for payday. Aside from this money bank – to save will do some DIY for pampering myself or even for clothes/accessories saves money and enhancing my creativity!

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  3. simple lang ang technique ko sa pag iipon,kapag nag grogrocery ako at may natira sa akin na 10-20 pesos iniipon ko un sa isang bote,atleast di masyadong mabigat,di mo namamalayan madami na pala,para incase na need ko money may mahuhugot ako kahit paano.thanks

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  5. Making a list of what’s really important in doing shopping. Find the best quality in every items you’ll purchase for a longer use. Basic needs first!

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  6. simple ang saving techniques q..pag sa palengke aq lagi aq tumtwad sa mga suki q,sa gnung paraan nkaka menos pa …

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  8. I’m not really good at saving money so I really don’t have tips to share but just that buy things that are really important and not just because you have the urge to buy it. But SAVING its on my goals this year and I’m hoping to succeed in it! And I’m gonna try the 24 week money challenge yes fighting fighting ya ya ya!!! (to me hahaha)

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  11. Bilang isang ina madami akong kinokunsidera lalo na sa pag pag iipon at pagtitipid, mahilig akong tumawad sa bilihin pagmamalengke, kase sa konting tawad na un malaki ang nagagawa pag naiipon, may isang malaking bote kami na ginagawang alkansya, every pesos or coins we see to see na may maihuhulog kami everyday, then every dec. yan ang binabasag namin for christmas giving, naka ipon kana nakakapag pasaya pa.

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  12. I used to have a big mug on my working table in the office and every time I have coins or the change from buying food, I put it there. :))) I would collect it on payday or whenever i’m already on my allowance. 😛
    But now that I became a mom, I forgot this technique tho, because of this post I think I’m gonna do that again. :)))

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  13. I usually do my grocery weekly. Date na rin with hubby and the kids yun. We buy our meat weekly para fresh pa rin so with the veggies. We check and list what we need to buy (family thing) every Friday night. That way, we don’t have to buy in excess of what we normally use or we don’t end up buying something na mali or di naman talaga kailangan. We dine out afterwards then go home and watch movies. So it’s like the saving you get from it is parang one regular meal sa house din na prepared mo. May bonding moments pa na libre which is priceless! You don’t have to go watch a movie sa cinema kasi we could do it at the comfort of our home. 🙂

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  17. I have a coin bank lalo na nung estudyante pa ako, I make sure na may maihuhulog ako araw-araw at binibili ko lang ang mga bagay na kinakailangan.

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  19. I tried that technique before… Pero I started P5.00 lang then add P5.00 din each day til the end of the month, kaso nakakalimutan ko so di ko din nasusunod, kaya I switch to P250.00 per week, kinakaltas ko na agad sa allowance ko, so for a month meron na akong P1k, and P12k for a year, not bad for a student like me. 🙂

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  20. parang may Clipper sa Glorietta. nyek mas malayo

    I’m joining the giveaway and and I very much willing to join the challenge. I tried this last year but I failed to complete. 🙁

    Saving in the bank is one of the money saving technique we use at home. I’m also a member of employee’s credit cooperative wherein my capital share is growing.

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  24. Im trying to save…pero sometimes may mga emergency na kailangang bilhin. kaya nagagalaw din ang savings.

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  25. tuwing payday nagtatabi ako ng konti, tuwing payday binibili na lahat ng kailangan sa bahay gatas,diaper ni baby. baon sa school ni ate. snacks ng kids for 2 weeks. nakabudget lahat. 🙂

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  26. my money saving technique is saving on the bank,list important things that you need to prioritized.Have a goal on the things u want on the money you are saving..

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  27. wow! mas maganda un money challenge nyo Mommy Pehpot. pag ako nagwork ganito kukunin ko tong pattern na to. 🙂

    Kilala po ako sa pagiging gastadora sa pamilya namin.. un pera parang nalipad pag dumapo sa kamay ko. So ang ginawa ko po ngayon dahil magbibirthday anak ko this March. un pera na iniipon ko binibigay ko sa kapatid ko instead i-deposit ko sa account ko. At least kapag nakikita kong walang laman un atm ko hindi ako matutuksong gumastos. 🙂

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  30. I am also having my own 52 weeks saving challenge but what i did, instead of starting from 50 pesos, i made my own and started at 20 pesos. I am really very happy because I am already in week 2 and aiming to complete my 52 weeks money / savings challenge.

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  31. I also find money-saving challenges interesting! I only started on the 1st week of this month (January), since I don’t have much time to find a piggie bank I looked for an empty peanut butter jar lying around and drop 50 peso bills per week. I’m planning to get all of the money by May, so I will have a birthday gift for myself! 🙂

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  34. I used empty bottle and every week i put 20 pesos and I also teach my kids to do the same natira sa baon nila save nila in can nilayan ko na butas para dun insert ang coins hanggang sa mapuno ibibili nila ng kailangan para sa school pagdating ng pasukan..

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  35. An empty powder bottle is one of my favorite alternative piggie bank since I was a child, every now and then I put “barya” on it.. 🙂

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  37. Needs before wants. Sometimes, you only need self-discipline to be able to save money. Don’t fret, you’re still the one who’ll be spending the money. It’s just the money you supposed to spend yesterday becomes bigger the next day! And for a sure savings, my grandpa told me to save P20 everyday. Don’t dare miss one day so that when Christmas comes, you have a sure money you can spend on.

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  38. Actually, the way I saving money is far from this. I compute the bills and miscellaneous first before I save the rest. I find this very interesting and really challenging. I will try this.
    Thanks for sharing 🙂

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  39. I have a piggy bank at my dormitory and everyday after school I put php10-php15 pesos.
    It did work and at the end of the year I have money to buy things for me and other people.

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  40. hinihiwalay ko na yung pera na gagastusin ko for that day saka itatago sa tagong part ng bag ko kung san di ko madalas tignan.

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  43. Always make sure that you set aside a certain amount of money everyday. Put it in a money bank! 🙂 Be sure to commit to it!

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  46. I am still a student and I always leave half of my allowance everytime I go to school in case I need to buy something or I need to go somewhere, I use it 🙂

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  47. I have a clear pygg jars at home so I could see my savings and to know whether it is reducing or it is been getting by others. I also labelled each jar to “wants” and “needs” wants goes to my pleasures and needs goes to my family 🙂

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  51. My saving technique is that every payday i divided my money into 4. 40% for house bills, 30% for everyday food and fare, 20% for my mom, and 10% is my savings!

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  54. WAHHHH. JOIN AKO! Di ko alam yang money challenge na yan pero parang promising 🙂 susubukan ko! at sana eh, may 30k na ako by the end of the year. isa sa mga money saving techniques ko ay ang paglalagay ng pera sa ibat-ibang wallet at bag ko sa bahay. by the end of the month, chine-check ko yun, imagine meron na akong pambayad ng postpaid plan kasi aabot sya ng 1k 😀 hahaha pwera biro, ang isa sa mga money saving technique is to spend on the things that we only need. Tsaka na ung mga wants, pag meron na kaming extra money, avoid splurging on things we doesn’t need at the moment.

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  55. As much as i can, i always keep a record of expenses i spent para budget2x din pag may time,.hihi & when buying things I always buy on sale or in bulk para wholesale ang price 🙂

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  63. I make sure that I bring my own reusable bags everytime I shop. In that way, I save P2.00 for every plastic bag and i help save the environment.

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  64. Prioritization is my key in making a great budget plan! I list down all the things that need to replenish for the month then I’ll buy only those that we commonly need at home.For me, I need to be a practical and wise consumer these days if I want to save more. Buying things during Mall Sale Event to avail great discounts is also a good way to save! If there were excess on our budget, I’ll allot it a portion of it for emergency use and if it still unused at the end of the month, I’ll save it and deposit it all on our bank account.

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  65. yay!! I’m currently trying the 52 one. But I’m not so sure I can do it. Yours is cooler and it seems more lighter than the 52 week one. Thanks for sharing ate!

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  72. Do not bring credit card everyday put them in a safe place in your home, not in your wallet where it’s easy to spend I make sure to use it in emergency only,I make a list before going to supermarkets and go to shopping and as of now I start the 52 week money challenge.

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  75. i teach my daughter to put spare coins on her coin bank so that by dec she’ll have some money to buy her birthday cake. =)

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  78. I deducted almost half of my salary for my savings account, It makes me disciplined not to touch my hard-earned money for those mouth-watering new gadgets!

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  86. money saving challenges are quite difficult, especially for those who do not have regular paychecks like me. but this sure looks interesting. i tried one last year but i only managed to save up until august or so. this year though, to make sure i save up, i joined a cooperative, where we’ll get to keep our money for the entire year + withdraw it by december!

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  87. If you earned money, save the 20% for your savings. You can deposit it to your bank account or you can put it in a safe piggy bank <3

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  88. I always make it a point to list everything that’s needed pag wala sa listahan kahit gusto kong bilhin…NO is the answer. Always I bring the exact amount wherever mapa-grocery or palengke man!

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  89. One of my savings technique is when i have to do my grocery, i’ll start by making a list of what we need
    and make an estimate how much it would cost so that when i went out to do the grocery i only bring the money needed for that list and a little extra amount.

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  90. hoping and prying to have coin bank it so cute i will be inspired saving money if i have like that..bye the way..i notice you saving tip it was great it help a lot.. thank you mommy pehpot..^_^

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  97. We cant escape expenses especially if it’s necessary but I seldom buy things that I don’t need, actually I go to bank every month just to deposit our extra money from expenses plus we invested in UITF and stock market which we never touch

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  99. nagtatabi na ko ng 5% sa salary ko para sa saving ko. at d ako bumibili ng gamit ng hindi ko naman kailangan para mas maka-save ng pera.

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  102. Whenever I go grocery, I always buy necessary supplies in bulk. I do save a lot through difference in price by bulk compared to per piece / smaller amounts and also the lesser trips to grocery store means more savings! I impose resource (water & electricity) conservation rule in my home. I also the follow the strict rule of “Income – Savings = Expenses”. I am saving a lot by doing these.

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  103. I place new money bills inside wine bottles and loose coin in wide-mouth jar bottles. The money bills are a lot harder to retrieve from the wine bottles (without breaking it) so I am able to control my urge to splurge on things I want.

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  104. I take advantage of the power of internet! If I want something that I have seen in the market or on TV— I get the brand, prices and exact specifications, etc, then I look for it in Online shops like sulit.com.ph or ayosdito, sellers OL offer products in lower price than those in conventional market. Of course Online buyers should observe more of things they buy because mostly these products don’t have warranties from defects.

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  105. I remember when I was in High School days, I made a coinbank from a milk tin can. It was a 1k Bearbrand tin can. I put a hole in the middle of its lid and put a glue surround it so it won’t be open by anyone. I often checked my coinbank and shaked it to see if its getting heavy or not. But when I tried to open it.. I was so shocked on what I saw… All my savings is gone and all see are nails!!!!

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  106. Chinese blood runs in my veins and that could be the main reason why as young as 10 I have already known how to save (in a bank) and have the love to do husiness. Whenever I receive a money, either from salary later on in life or as allowances when I still used to study, I used to takeout 50% of it and keep it. Then, when I do, I dont think about it and just assume that I throw ig away.i guess that’s where Filipinos fail. :)!

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  108. I save a portion of my salary per month and I auto-deduct it each payday. It directly goes to my savings account 🙂

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  109. I invest wisely in bonds and stocks. I save a big part of my salary for investment and I spend only on necessities.

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  111. I usually make lists for the groceries. Make menus for the week. Make sure to let my hubby bring his baon. 🙂

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  112. I put some of my money on empty wine bottles and put small rocks on it so that its hard to get the money inside.. 😀

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  117. i make it a habit to plan where my salary goes. so i always have a list of expenses every 2 weeks. then once i receive my salary, i allocate into each expense.
    first on my list is SAVINGS.
    kahit walang natitira sa sweldo, basta lahat ng expense ay may naka allot, ok lng at syempre, kampante na ko kasi may na save na ako agad…

    nice blog! more power!

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  120. One tip for mothers is that always make sure that whenever you cook something asks your children’s opinion on meals so that walang left over food but make sure that every meal is well balanced. nakatipid na healthy pa!

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  121. One tip for mothers out there, in preparing meals make sure that you asks what your children wants and incorporate it with what’s best in having balanced meals in that way walang left-over…di ba naman masarap na nakatipid pa.

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  124. I save at least 10pesos a day and put it in a can in a drawer with a lock. The lock makes me avoid getting money in it. It is surely effective!

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  125. I always bring my own lunch to save money and I also ensure that I save half of my salary before I spend.:)

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  128. urgh. its so hard to save money actually. i put some of my money under my bed, yes! under my Bed. hahahaha

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  130. When Money comes in. Always set aside the larger portion in a savings or investment fund & leave only for those you will use for paying bills, etc.

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  132. Set you goals on being thrifty and saving money, then stick with that goal. Verify your wants and needs. and most of all, prioritize the needs before wants.

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  133. I usually get my allowance for one whole month to budget it appropriately and I don’t bring much money so that I won’t spend too much

    Reply

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